PennyfenEXPENSE NOTES

The Pennyfen Expense organization program

  1. NOTE 01

    Program scope

    Pennyfen, a brand of The Nelson M Group LLC, operates Pennyfen Expense organization.

    Pennyfen: Separating fixed and variable expenses; Reviewing recurring transactions. Educational texts share requested reading and educational updates. Website self-enrollment uses optional unchecked SMS consent. Frequency varies, up to 8 messages/month total. We do not sell or share mobile opt-in data.

  2. NOTE 02

    Optional enrollment

    The web enrollment route is https://pennyfen.com/get-started.html. Visitors choose a topic and may separately select the optional Educational SMS box.

    Text START to join at 877-229-0122. Keyword enrollment requires the program route to be active.

    Consent is not a condition of purchase or requesting information. The program is intended for U.S. numbers only. Enrollment is subject to program activation and acceptance.

  3. NOTE 03

    Frequency and message costs

    Message frequency may vary, up to 8 messages/month total across all categories. Message and data rates may apply.

    The limit is combined across all selected categories, not eight per category. This per-person limit is not an aggregate account-volume allowance.

  4. NOTE 04

    Stopping and restarting

    Reply STOP, END, CANCEL, UNSUBSCRIBE or QUIT to opt out. Replying STOP ends your enrollment in Pennyfen Expense organization. After opt-out, no more messages will be sent. Reply START to opt back in once the route is active.

  5. NOTE 05

    Help and contact

    Reply HELP for help. In the Privacy Policy: please message HELP to any of our numbers to receive help or information about the number.

    Pennyfen is a brand of The Nelson M Group LLC, owned and operated by The Nelson M Group LLC.

    Pennyfen support line: 877-229-0122

    Email: [email protected]

    Mail: 14210 Culver Drive, Irvine, CA 92604.

    Program number: 877-229-0122. Reply HELP to a program message once the route is active.

  6. NOTE 06

    Delivery and privacy

    Carriers are not liable for delayed or undelivered messages. Browser dispatch alone does not confirm delivery or enrollment.

    No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except as necessary to provide text messaging services (e.g., aggregators or telecom providers).

  7. NOTE 07

    Example messages

    Post-enrollment confirmation

    Pennyfen: Your educational text choices are recorded for Pennyfen Expense organization for educational reading. Message frequency may vary, up to 8 messages/month total. Msg & data rates may apply. Reply HELP for help, STOP to opt out. Terms: https://pennyfen.com/sms-terms.html

    Educational reading

    Pennyfen: A household expense note: Separating fixed and variable expenses. https://pennyfen.com/separating-fixed-and-variable-expenses.html Message frequency may vary, up to 8 messages/month total. Msg & data rates may apply. Reply HELP for help, STOP to opt out.

    Educational update

    Pennyfen: More educational ledger reading: Reviewing recurring transactions. https://pennyfen.com/reviewing-recurring-transactions.html Message frequency may vary, up to 8 messages/month total. Msg & data rates may apply. Reply HELP for help, STOP to opt out.
READING PREFERENCE / NOT AN APPLICATION

Program preference form

Pennyfen reading preferences

SMS consent is optional. You may request information with no SMS box selected and no phone, email or ZIP supplied. There is one unchecked Educational box.

Choose your reading preferences. SMS consent is optional.