SMS Terms

Pennyfen, a brand of The Nelson M Group LLC, operates Pennyfen Expense organization.

Pennyfen: Separating fixed and variable expenses; Reviewing recurring transactions. Educational texts share requested reading and educational updates. Website self-enrollment uses optional unchecked SMS consent. Frequency varies, up to 8 messages/month total. We do not sell or share mobile opt-in data.

The web enrollment route is https://pennyfen.com/get-started.html. Visitors choose a topic and may separately select the optional Educational SMS box.

Text START to join at 877-229-0122. Keyword enrollment requires the program route to be active.

Consent is not a condition of purchase or requesting information. The program is intended for U.S. numbers only. Enrollment is subject to program activation and acceptance.

Message frequency may vary, up to 8 messages/month total across all categories. Message and data rates may apply.

The limit is combined across all selected categories, not eight per category. This per-person limit is not an aggregate account-volume allowance.

Reply STOP, END, CANCEL, UNSUBSCRIBE or QUIT to opt out. Replying STOP ends your enrollment in Pennyfen Expense organization. After opt-out, no more messages will be sent. Reply START to opt back in once the route is active.

Reply HELP for help. In the Privacy Policy: please message HELP to any of our numbers to receive help or information about the number.

Carriers are not liable for delayed or undelivered messages. Browser dispatch alone does not confirm delivery or enrollment.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except as necessary to provide text messaging services (e.g., aggregators or telecom providers).